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What Happens If My Uber or Lyft Crashes?

March 17, 2020
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Connection Found Between Rideshare & Increased Traffic Deaths

It’s become the norm to use rideshare services like Uber and Lyft in the United States. Most of us don’t see any issue with getting a ride from a total stranger, but there is the potential for serious consequences. 

According to a study conducted back in 2018, the number of traffic-related fatalities has increased by nearly 2 to 3 percent nationwide since the introduction of rideshares. If you do find yourself the victim of a rideshare accident, it’s important that you take the necessary steps to protect yourself. 

Make Sure You Take These Crucial Steps

What Happens If My Uber or Lyft Crashes?Here are a few things to watch for in case you’re involved in a rideshare collision: 

  • Look into the company’s insurance policy. Rideshare customers often quickly download the app without thinking. It’s smart to take a second and research what kind of insurance policy is in place. Most of the larger rideshare companies have insurance plans to cover passengers in the event that they are injured in one of their vehicles. Knowing that kind of coverage is carried by the company should be something you know before getting into one of their vehicles. 
  • Be aware of any gaps in coverage. Not all rideshare options are the same. Cheaper rideshare -- such as basic versions of Uber or Lyft -- are usually covered by the driver’s own personal insurance. However, taxis and deluxe versions of rideshare -- like uberBlack or Lyft Lux -- are covered by the company’s commercial insurance policy. Commercial insurance is 10 times more expensive than personal insurance plans and provides you with much more comprehensive coverage in the event of an accident. 
  • Figure out the costs. If you were seriously injured and have to go to the hospital for an extended period of time, causing you to miss work, then you may have cause to be financially concerned. Consulting with a New Mexico rideshare attorney can help you figure out how much the crash will end up costing you. Your attorney can point out damages that you may have missed on your own. 

Next time you decide to hop in a car operated by a rideshare driver, keep these points in mind. It’s best to be ready and prepared in the event of an unfortunate accident. 

Uber & Lyft Crashes in New Mexico

The data isn’t quite in on rideshare crashes. Many believe that there have been more roadway deaths due to the fact that there are more cars on the road. Many rideshare drivers have to use the rideshare app while driving, making them more distracted behind the wheel. 

Pursuing compensation for a rideshare crash is much different than a typical accident. Rideshare companies usually try to avoid responsibility by claiming that their drivers are independent contractors -- not company employees. That means crash victims injured in a rideshare accident may experience difficultly pursuing their rightful compensation. 

An experienced Albuquerque rideshare crash attorney can help injured parties pursue rightful compensation. Will Ferguson & Associates can help you determine who is liable for your injuries after a rideshare accident. Contact us today at (505) 243-5566 to see how we can help.

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