What Should I Tell the Insurance Company about My Car Accident?
One of the first calls you’re supposed to make after an auto wreck is to the insurance company. But what should you say when making the call? Whether you’re talking with your own insurer or the at-fault party’s, some consideration should be given to what you will say.
You’re probably wondering, “What should I tell the insurance company about my car accident?” Here are a few tips to help you figure out what to say.
Talking to the Insurer: What You Should Tell Them
You might have been warned that insurance companies could use your statements against you. Your statements could even damage your insurance claim or injury lawsuit. To avoid ruining your chances of a fair claim outcome, here are a few tips as to what to say.
Tell the Insurance Company the Facts
Feel free to tell the insurance company who was involved, when the accident occurred, and where it took place. This is information they need, and it’s information that won’t harm your case.
Don’t tell them detailed information as to what happened or how you think the accident came about. You might not actually know what went down, but your speculation could harm your case.
The insurer can use the police report to find out the information they need. You don’t have to provide that information. If they are insisting on you answering their questions, refer them to your personal injury lawyer.
Don’t Talk about Your Injuries
One thing the insurer will probably ask about is your injures. You usually shouldn’t talk about your injuries with the insurance company right away. You might not know what your injuries are yet.
Speak with an Automobile Collision Lawyer
Insurance communications can be a tricky business. Letting your attorney handle the insurer is usually best. Now you know what you should tell the insurance company about your car accident. Call Will Ferguson & Associates to discuss your claim with a car crash lawyer. Get a free claim assessment by calling 505-633-0750 or by filling in the form below.