New Mexico Car Accident Claim Process

Car crashes happen every day in New Mexico, but they don’t all happen to you. In fact, it’s feasible that you’ve gone your entire life without being involved in a vehicle collision. It’s safe to say that you probably don’t know everything there is to know about the car accident claim process.

If you are now facing the aftermath of a serious auto wreck, you are likely looking to get more information on how the process goes. There are several benefits to learning this information, particularly if you are considering filing an auto wreck claim against someone who caused your crash. 

Below, here is the information you need related to the New Mexico car accident claim process.

The Basic Process of a Car Accident Claim in New Mexico

One of the first steps in the car accident claim process is figuring out who is responsible for the crash. At first glance, you might think the other driver was to blame, but sometimes there are more mysterious forces at work. 

For example, what if the driver crashed into you because of faulty brakes? In this example, the liable party might actually be a mechanic or an auto parts manufacturer.

The second step, after you’ve figured out fault, is gathering evidence. Some evidence might be readily available, such as a police or accident report. Other evidence will need to be collected, such as medical evidence. You will need to spend some time collecting all the evidence you can to prove your case.

The third step is calculating your total damages. You need to think about all of the ways your accident has impacted your life; make a list if it helps. Then you will need to collect proof of your losses. Examples of damages are lost income, pain and suffering, medical costs, vehicle repair costs, and lost life enjoyment.

The fourth step is putting together your claim and submitting it with the at-fault person’s insurance provider. This begins the process of negotiating your settlement. This can go back and forth for a while, as the insurer is almost sure to fight you on the settlement amount. If necessary, you can always go to court to get the money that is rightfully yours.

Speak with a Vehicle Crash Attorney in New Mexico

The New Mexico car accident claim process is simple enough to understand on paper, but the reality is much more complex and challenging. A car accident lawyer in New Mexico can assist you with this process, leaving you free to concentrate on your health. A free case review is waiting for you. Call Will Ferguson & Associates at 505-594-3712. You’re also welcome to send in the contact form on this page.