Always Consult A Lawyer Before Settling A Claim
You could be driving home from a long day of work one Friday afternoon. All of a sudden, another vehicle slams into you from the side, sending you reeling into oncoming traffic. By a stroke of luck, you survive the accident. However, the damage to your vehicle and your body is significant.
You are transported to a local medical facility. The full impact of what just happened is starting to sink in. Your leg is broken, and you fractured your collarbone. Needless to say, you are in intense pain, and you are likely wondering who is going to be there to pick your kids up from school. You also start frantically worrying about how you are going to return to work and keep the lights on.
Shortly after, you start receiving a phone call from an insurance adjuster who is attempting to settle your claim. The adjuster may offer you compensation for the cost of yoru vehicle repair and may even cover the costs of your medical bills. For many, this could be the first time they are involved in a serious collision, so they may be tempted to accept the adjuster’s offer. However, there are crucial reasons that you should wait to agree to a deal. You should have a lawyer to help you negotiate with the adjuster on your behalf.
Following a crash, certain injuries will be more than apparent -- like broken bones and deep lacerations. However, other injuries could take time to reveal themselves. This is often the case with whiplash and internal bleeding. It is crucial to allow enough time for an in-depth medical assessment before accepting any settlement offer. Also, your compensation should cover more than the costs of the medical expenses themselves. It should also cover any other adverse impacts resulting from your injuries -- both short and longterm. For example, if a physician believes you will need to recover for six weeks before going back to work, you should then be compensated for any lost income during this time.
An auto accident doesn’t only result in physical damage to you and your vehicle. A collision could also leave longer-lasting emotional pains. Many auto accident victims suffer from pain and suffering, such as depression, anxiety, and insomnia. Before accepting a settlement offer, it is worth it to obtain an in-depth psychological evaluation which can help support a claim of damages relating to emotional distress.
It is crucial to keep in mind that the insurance adjuster is an employee of the insurance company, and the main objective of the insurer is to maximize its profits and minimize -- or outright deny -- coverage for your damages. In order to have a fair chance, you should enlist the help of a trained New Mexico car crash lawyer.
New Mexico Auto Accidents
Car crashes often result in serious injury and death to those involved. New Mexico has its fair share of serious collisions, with thousands being injured each year in auto accidents. An experienced Albuquerque auto accident lawyer can help increase your chances of a successful claim. Will Ferguson & Associates has helped countless victims obtain fair settlements for their damages. Give us a call at (505) 243-5566 to discuss your case today.