Filing a Car Accident Claim: Common Misconceptions
After an accident, many individuals believe that filing a claim will be easy. However, the process is not always as straightforward as expected. If you follow common misconceptions that pop up in the claims process, you could actually hurt your claim before you proceed in the process. Our attorneys at Will Ferguson & Associates will address some of these misconceptions. If you chose to handle the claim yourself, this should assist you in the process so you do not make these common mistakes during this complex legal process.
Car Accident Claim Misconceptions
You Are Guaranteed to Get Compensation: Perhaps you have heard from others that you are legally guaranteed compensation in an accident if the other party is at fault. Unfortunately, this is not always the case. The driver who struck you might not have carried insurance. The insurance company may attempt to find you at-fault for the accident. The opposing insurance company will try to insist that your injuries are not as severe as you portray them to appear. All of these factors can have an impact on the compensation you receive, which is why you should be able to prove all damages and injuries you are claiming.
Insurance Companies Are Always Fair: Insurance companies are not looking out for victims but instead for themselves. Their goal is to offer you a minimal settlement offer, when you are feeling most vulnerable, in hopes you will accept the settlement. However, the choice is yours to accept an insurance offer or take your claim to trial. The insurance company will always attempt to get you to accept the lowest possible settlement, which will terminate your ability to bring legal action for additional compensation in the future.
Police Reports Are Enough: A police report is not the surefire method for proving fault in an accident. Yes, it is important to call law enforcement officials to the scene of your accident in order to get all the details of your accident documented. However, it is not the only evidence required to prove fault. Other types of information that will help you build your case include witness testimony, accident photos, road conditions, surveillance videos, and more.
Lawyers Are Too Expensive: When you think of an attorney, you might think of how much their time is worth. However, hiring an attorney might be one of the most affordable and beneficial things you can do to help with your claim. Personal injury attorneys tend to work on a contingency basis, which means that they are only paid when you win your claim. They also have relationships with medical professionals, who may postpone their charges until you win your case, to help you get the treatment you need to recover from your accident. It is in your attorney's best interest, as well as yours, to build a strong claim against a negligent party.
You Can Handle Your Claim Yourself: Many people might tell you that you do not need legal representation and that you can handle your claim yourself. An experienced attorney can guide you through the process of working with the insurance companies, pursuing a settlement, or going to court to protect your rights if necessary. Your attorney will make sure that you are compensated for all of your losses and that nothing is missed.
Turning to an Experienced New Mexico Car Accident Attorney
The aftermath of a car accident in New Mexico can be a confusing time. Many individuals receive medical attention and do not know how to proceed with the next steps in their legal claims. Having an experienced and professional personal injury attorney on your side can be extremely beneficial to many aspects of your case. At Will Ferguson & Associates, we will fight to protect your rights and ensure that you receive fair compensation from an at-fault party after your car accident. Please contact us today at (505) 243-5566 for assistance on your claim.