How to Maximize Your Injury Claim
Never Talk to the Adjuster
One of the most critical errors you can make during a car crash case is saying the wrong thing to an insurance adjuster. The insurance adjuster is the insurance company's representative working on your case. They ultimately want to reduce the value of your claim and save the insurer money.
- Politely decline to answer questions until speaking with a lawyer
- Do not give a recorded statement
- Do not admit fault for the accident
- Do not provide information about your injuries
- Only provide facts and information required for the claim
- Do not speculate or exaggerate about the accident
- Do not accept the initial settlement offer
- Negotiate for a better settlement with the aid of an attorney
If you are worried about saying the wrong thing to the adjuster, do not talk with him or her on your own. You should hire a personal injury attorney to take over the negotiation process. A lawyer will know how to handle the situation and won’t settle for less than the value of your claim.
Don’t Put Off Medical Treatment
Insurance providers look for any chance to avoid paying out a car crash claim. A common mistake is when the claimant puts off seeking medical treatment. The adjuster could argue that the delayed treatment is evidence that the injuries were not serious, or that this delay contributed to the severity of their injuries. Victims should seek medical care immediately, even if they think the accident wasn’t serious.
Bring Attention to Your Injuries
Once you meet with the doctor or physician, tell them that you were involved in a car crash. Describe any injuries or symptoms you feel to the caregiver. Do not withhold any information or assume what you are feeling is not related to the accident. Injuries, such as traumatic brain damage, may lead to symptoms like mood swings or difficulty sleeping. Describe your feelings in detail to obtain a more accurate diagnosis.
Follow Your Treatment Plan
If you are diagnosed with an injury following a car crash, show your physician that you are dedicated to getting better. You should follow your doctor’s orders and treatment plans responsibly. Do not skip treatments or rehab sessions. Any deviation from the recommended treatment plan could give the insurance company leverage to deny your injury claim or reduce your settlement.
Albuquerque Distracted Driving Accidents
Distracted drivers are a common sight on roadways in New Mexico. We have all seen drivers looking down at their phones while stopped at an intersection or traffic signals. These types of behaviors pose a serious risk to the safety of others.
The National Highway Traffic Safety Administration claims that thousands are killed by distracted drivers each year. These tragic accidents are completely preventable. Reckless drivers should be held accountable for their actions with the help of an Albuquerque car crash lawyer.