505-207-1727 HABLAMOS ESPANOL
Nice People, Tough Lawyers
  • $ 18 MILLION

    WRONGFUL DEATH SETTLEMENT

  • $ 7.5 MILLION

    MEDICAL MALPRACTICE SETTLEMENT

  • $ 4 Million

    TRUCK ACCIDENT SETTLEMENT

  • $ 1 Million

    TRUCK ACCIDENT SETTLEMENT

  • $ 7.5 Million

    MEDICAL MALPRACTICE SETTLEMENT

  • $ 18 Million

    WRONGFUL DEATH SETTLEMENT

If Your Accident Insurance Claim is Denied

Car accident claims are legally complex and you may fear that you have missed something in your claim after your accident. There are many steps you are required to follow after your accident such as obtaining medical attention and contacting the police to obtain your police report. You may have also filed a claim with the at-fault driver’s insurance company. What happens if you find out that your claim has been denied? You may think, because of this rejection, you are back to square one.

The truth is, many people are still able to recover compensation even if they have received a claim denial. There are many reasons why a claim could be denied and many ways to convince the insurance company that your claim is valid.

Reasons Why Insurance Claims Are Denied 

Insurance adjusters are trained to deny claims as often as possible. One simple mistake could get your claim permanently denied. Today we want to focus on the many reasons why claims are denied every year in the U.S.

Accident Not Reported Quickly: Many individuals take matters into their own hands and fail to report their accident. In fact, the most common reason for this is not believing that you have been injured, especially if the symptoms have been masked. However, you should know that if you delay in reporting your accident to law enforcement or making an insurance claim quickly, the adjuster may challenge your claim.

If Your Car Accident Insurance Claim is DeniedDelayed Medical Care: You might not experience the full extent of your injuries immediately after an accident. This may cause you to delay obtaining a diagnosis and receiving medical care for your injuries. However, this could lead to insurance denial. The adjuster may contend that you had a pre-existing injury or that your condition only worsened because you did not seek immediate care. By having proof of medical care after your accident, you can strengthen your claim. 

Damages Exceed Policy: Damages will only be covered up to the limits listed on the at-fault individual's insurance policy. If your damages and injuries are greater than the limits on the at-fault individual's insurance policy, you will be responsible for the remainder of the medical bills and additional damages.

Illegal and Negligent Driving: If you have acted in a completely negligent or illegal fashion and this led to your accident, you may receive a claim denial. This includes aspects like drunk driving, driving without a license, or driving without being properly insured. 

Fighting Your Claim Dispute with an Experienced Attorney 

If you believe that your claim was denied in error, it is imperative that you act quickly to speak with an attorney who can help you protect your rights. Our car accident attorneys at Will Ferguson & Associates have helped many clients through multiple aspects of their personal injury claims. A knowledgeable attorney can provide the necessary information to negotiate with the insurance company and ask for reconsideration. Please contact us at (505) 243-5566 for your free consultation and to see how we can assist you.

Contact WILL FERGUSON & ASSOCIATES

Request a FREE Case Review

NO PRESSURE. SPEAK TO AN ATTORNEY. NO HIDDEN FEES.

[]
1 Step 1
Name
Phone Number
Tell us about your case
0 /
* All Fields Required

Or Call  505-225-8017

Previous
Next
powered by FormCraft

Our LOCATIONS WE CAN’T WAIT TO MEET YOU.


Albuquerque

1720 Louisiana Blvd NE #100
Albuquerque, NM 87110

505-207-1727
Mon - Fri 8:00AM - 5:00PM
Or by appointment after 5:00PM

Map

Rio rancho

333 Rio Rancho Boulevard Northeast
Rio Rancho, NM

505-207-1727
Mon - Fri 8:30AM - 5:00PM
Or by appointment after 5:00PM

Map

Contact

WILL FERGUSON & ASSOCIATES

[]
1 Step 1
Name
Phone Number
Tell us about your case
0 /
* All Fields Required

Or Call  505-225-8017

Previous
Next
powered by FormCraft