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Will Uber Cover My Damages After an Accident?

February 16, 2020
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When a car crash causes property damage or injuries, it’s usually the at-fault party and their insurance provider that will reimburse the victim’s medical expenses. If the at-fault party is an Uber driver, then you may wonder if Uber will cover your bills.

If Uber will cover your medical costs after a crash in which you are a passenger typically depends on two variables:

  • Fault. Who caused the crash? It may not necessarily be the Uber driver. It’s possible it may be another driver. Sometimes, both the rideshare driver and another motorist share liability for the collision. When the Uber driver isn’t at fault, Uber will not cover your damages unless the other driver doesn’t carry auto insurance. Uber has uninsured motorist coverage included in their plan. That means that, if the Uber driver wasn’t at fault and the at-fault driver has no insurance coverage, your medical expenses will still be covered by Uber’s insurance policy. 
  • Amount. What are the costs of your medical bills? Uber covers passengers up to $1 million for injuries if the crash takes place during the time the Uber driver accepts your ride request until you are dropped off at your destination.

$1 million may seem like a lot of money, so in less serious car crashes, that amount should easily cover any resulting injuries. In more severe collisions, $1 million may seem insufficient. A problem arises when compensatory damages exceed $1 million. Uber claims that passengers are unable to claim more because Uber drivers act as independent contractors.

Two Things to Consider Will Uber Cover My Damages After an Accident?nnsylvania St & Los Arboles Ave

  • Medical bills are not the only form of compensable damages after a rideshare accident. You can also recover damages for things such as lost income and pain and suffering.
  • Uber attorneys work for Uber, not you. That essentially means you can expect some pushback from their legal team, depending on what damages you ask the seeking from the company. They are concerned with profits and their own pockets, not your injuries or suffering. 

If you are a passenger using Uber’s rideshare service and are involved in a car crash where you are injured, regardless of fault on part of the Uber driver or another motorist, Uber will cover your medical expenses up to $1 million. To get more than that amount, it may be a fight. Full and fair compensation is your right as a crash victim. 

Rideshare Crashes in New Mexico

Rideshare companies like Uber and Lyft are often celebrated for their positive impacts on roadway safety. However, some studies have found that there has been a nearly 3 percent increase in roadway fatalities since the creation of Uber. There are some real dangers associated with using rideshare services, and injured parties may be eligible to recover lost compensation for their injuries. 

An experienced New Mexico rideshare crash attorney can help injured parties recover the compensation they deserve. Will Ferguson & Associates is here to ensure your case is treated fairly. Give us a call at (505) 243-5566 to discuss your case today.

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