Albuquerque Bad Faith Insurance Lawyer

We’re Pros at Stopping the Insurance Denial Con

Is an insurance company giving you the runaround?

Let New Mexico attorneys Will Ferguson & Associates help

You may have an insurance bad faith claim

You paid your insurance premiums, and now that you’ve suffered a personal injury, you expect your insurance company to reimburse you.

Sounds straight-forward enough, but it’s not uncommon for an insurer to decline to pay for a covered injury. It happens more often than you might think. Instead of stepping up, insurers often delay, deny, or flat-out refuse to cover what you’re owed. That isn’t just frustrating; it’s bad faith. And it can leave you drowning in bills while the insurance company protects its profits.

If you believe your insurance company is acting in bad faith, get in touch with Will Ferguson & Associates. With more than 50 years of experience, our lawyers know the tactics insurers use to avoid paying claims, and we know how to shut them down. Our TrialMetrix courtroom laboratory, where we prepare cases in front of cameras and mock juries, shows insurers we’re ready for trial from day one. If you’re searching for an Albuquerque bad faith insurance lawyer, you need a firm that doesn’t bluff and doesn’t back down.

What is Bad Faith Insurance?

When an insured customer’s claim is wrongfully denied by the insurer, it is considered bad faith. Examples include:

• Failure to promptly or thoroughly investigate a claim
• Inadequate claims processing
• Unreasonable denial of payment
• Delay in payment
• Failure to settle an underlying suit against the insured
• Failure to defend a suit against the insured

All types of insurance policies, including disability, life, homeowners, automobile and accidental death policies, require that the insurer act in good faith. In other words, they are supposed to deal with you honestly and fairly.

But all too often, especially in the corporate world, there is substantial economic incentive for insurers to act otherwise — and decisions sometimes are driven not by what’s the right thing to do, but by the bottom line.

Because bad faith by an insurance company can expose you, the insured, to significant financial risk above and beyond policy limits (including seizure of all your assets), courts and the Legislature have allowed punitive damages to be assessed against insurance companies that commit acts of bad faith.

At Will Ferguson and Associates, we believe our clients should be dealt with in good faith. We believe they deserve fair, straight-forward treatment, regardless of their social or economic status or where they live in New Mexico. We believe our clients deserve respect, both by their own attorneys and by representatives of the other side. If you have a bad faith claim, you need — and deserve — an aggressive bad faith insurance lawyer in Albuquerque willing to zealously pursue your claim and set things right.

Bad Faith: A Business Strategy?

Insurance companies make billions by collecting premiums while paying out as little as possible. That business model creates a built-in incentive to undervalue valid claims. Adjusters can be trained to look for loopholes, twist policy language, or push lowball settlements, all while presenting themselves as being “helpful.” The truth is, many companies are betting that injured people won’t fight back. Our bad faith insurance attorneys in Albuquerque will.

Bad faith can show up in many ways: endless requests for documentation, unexplained claim delays, or denials without a full investigation. Sometimes insurers even misrepresent policy terms, counting on the fact that the average person doesn’t have the time or knowledge to challenge them. These tactics aren’t just unfair; they’re illegal.

How Will Ferguson & Associates Fights Back

At our firm, we don’t just respond to bad faith. We go on offense. With decades of experience, we’ve built a reputation for handling serious cases where the stakes couldn’t be higher. Our unique TrialMetrix courtroom laboratory allows us to pressure-test arguments, prepare witnesses, and demonstrate to insurance companies that we’re ready for trial. That preparation forces the other side to take your claim seriously.

Our bad faith insurance attorneys dig into internal insurance company records, analyze claim files, and work with experts to expose patterns of misconduct. When insurers deny claims without cause, delay payments until clients give up, or refuse to settle when they should, we make sure judges and juries see the truth. That’s how we turn a client’s frustration into leverage that leads to real compensation.

Day-One Game Plan: Turning a Denial Into Leverage

We don’t wait. We move. The moment you call, we build pressure, first by demanding the full claim file. Those records may expose delay tactics, half-done investigations, and shifting excuses. We lock the insurance company into a timeline: who knew what, and when?

Next, we put the insurance company on notice to preserve every document and email. No “lost” files. No quiet edits. We line up independent experts and get real numbers. That makes lowball offers look exactly like what they are. We compare the policy’s promises to the insurer’s conduct. If they misrepresented coverage, ignored evidence, or stalled without cause, we call it what it is: bad faith.

We also protect you from traps: no recorded statements without counsel, no endless paperwork chases, no signing away rights for a quick check. Finally, we take it to TrialMetrix, our courtroom lab, to rehearse testimony and cross-exams on camera. Insurers see we’re trial-ready, and that changes negotiations fast.

You paid for coverage. We make the insurance company prove why you didn’t get it…on the record.

Contact an experienced bad faith insurance lawyer in Albuquerque

If you believe your insurance company is acting in bad faith, we urge you to contact one of our bad faith insurance attorneys soon. You won’t regret it. Will Ferguson & Associates’ long and successful track record has resulted in the highest rating possible from its peers in the legal community.

We know how to turn an insurance company’s own records against them: adjuster notes, emails, and claim logs often reveal the truth behind their denials. Our TrialMetrix courtroom lab lets us rehearse those arguments in front of mock juries so we’re ready for anything the defense throws at us. Delays, denials, and lowball offers aren’t just tactics. They’re strategies designed to break you down. We don’t let that happen.

For a free consultation with an Albuquerque bad faith insurance lawyer experienced in bad faith insurance claims, call or email us. We do not require a retainer to handle your bad faith insurance claim. Evening and weekend appointments are available.

Standing up for injured people. It’s what we do.