Wildfires are absolutely devastating events that can leave carnage in their wake. When you lose property or suffer immense property damage because of a wildfire, you need insurance to cover those damages–whether that means turning to your own insurance company or fighting for compensation from an individual or entity that caused a wildfire. But dealing with insurance is the absolute last thing you want right now, especially if they are making things difficult.
An Albuquerque wildfire lawyer can help you fight for the coverage you deserve as you rebuild in the wake of major losses. But you don’t want just anyone; a litigation battle of this importance needs a long-time professional who will not give in to insurance tricks or lowball offers.
Let the personal injury team at Will Ferguson & Associates help you with each step of your claim. We handle the big, complicated cases for people in dire need of assistance.
Insurance Disputes After a Fire
Most property owners in Albuquerque carry insurance designed to protect their interests in the event of devastating loss, including wildfires. Unfortunately, some insurance companies may refuse to pay out the compensation they owe their policyholders, especially following a widescale disaster. Common reasons for claim disputes include:
- Lack of adequate fire coverage
- Excluding coverage because the fire was caused by negligence
- Inadequate coverage/coverage disputes
- Failing to cover some types of damage related to the wildfire
- Lack of coverage for some assets or areas of the property
At Will Ferguson & Associates, our wildfire lawyers can make sure that policyholders in Albuquerque dealing with substantial property damage understand their rights and the limitations of their policies. We then fight on your behalf so you can get the funds needed to repair your home or replace lost property. In fact, we take this so seriously that we even practice in our own mock courtroom, where we rehearse arguments in front of live mock juries and cameras. That way, when we submit arguments on your behalf, we are prepared for anything the insurance company may throw our way.
Wildfire Claims
Sometimes, wildfires are “acts of God,” meaning you might not have any idea what caused the fire, or it was due to something natural like a lightning strike. However, when someone else’s negligence causes or contributes to a wildfire, you may have the right to recover compensation for your losses from that party. Working with an Albuquerque wildfire lawyer during the investigation process can prove critical. We can not only keep up with all the latest news about the fire, but also help you seek evidence that may establish who caused it and why they owe you compensation.
Liability for Wildfires
Your lawyer can prove instrumental in identifying who may bear liability for the specific wildfire that caused damage to your property, including:
- Arsonists and other criminals
- Individuals or entities that accidentally start fires, including companies that have poor cleanup practices
- Utility companies who fail to adequately maintain or monitor their equipment
- Government entities that do not take care of appropriate cleanup or maintenance on public lands
- Private landowners who ignore fire safety regulations, contributing to the fire’s spread or causing damage to neighboring properties
Wildfire claims are often mass tort claims, since so many people suffer losses. Having a lawyer on your side is essential, since you want to be sure that your rights are respected and that your damages matter.
Compensation in Wildfire Claims
There are several areas of compensation wildfire victims should consider when filing a claim against an entity that caused it, such as:
- Medical costs for injuries sustained in the wildfire
- Wage losses, if the individual could not work because of the fire or injuries sustained during it
- Pain and suffering
- Property damage, including home or business losses
In addition, injured individuals should consider their future anticipated expenses related to fire losses. For example, those with severe injuries may have future medical procedures they must take into account. A wildfire liability attorney can help victims in Albuquerque assess their losses and the compensation they should include as part of a claim. We leave no stone unturned in identifying what you are owed.
Contact an Albuquerque Wildfire Lawyer Today
Wildfires often lead to immense losses and challenges. It can take months or years to rebuild, and even longer to restore everything you lost, but an Albuquerque wildfire lawyer can help increase the odds that you will recover just compensation for those losses. At Will Ferguson & Associates, we have extensive experience dealing with a wide range of claim types, including wildfire claims, and we are here to help our clients recover their losses. Contact us to schedule your free consultation.
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