Wildfires leave devastation in their wake: injured people, destroyed homes, and lost lives. Unfortunately, financial worries are often another concern after a wildfire due to extreme property loss, inability to work, and rising medical costs.
If you are dealing with the aftermath of a wildfire, whether you lost property or suffered severe personal injuries, you need a Rio Rancho wildfire lawyer on your side. At Will Ferguson & Associates, we know the difficulties that insurance companies can throw your way when you are simply trying to put your life back together. When you are looking for a battled-tested attorney to represent you, call us so we can be your voice against the greedy insurance companies. We have many case successes to our name, and our own mock courtroom where we prepare the case like no other law firm can.
Insurance Challenges After a Wildfire
After a wildfire, homeowners and renters alike will turn to their insurance companies for coverage for their losses. After all, you took out insurance policies designed to provide financial protection in the event of just such a disaster.
Unfortunately, the fact that you have coverage does not necessarily mean the insurance company will provide the full compensation you deserve. Insurance companies may deny coverage for wildfires or damages based on a variety of factors, including negligence on the part of the homeowner or non-covered events, items in the home, and more. That can leave property owners facing immense losses with little recourse for recovering compensation.
At Will Ferguson & Associates, our Rio Rancho wildfire lawyers will fight aggressively to help our clients. Our setup provides us with an incredible edge against our competition: in our TrialMetrix mock courtroom, we have the opportunity to practice arguments in front of a live audience and cameras. Not only does that allow us to rehearse our plans for managing the claim, we get valuable feedback and make changes as needed. You won’t find this asset with any other law firms in the area.
Compensation for Wildfire Damage to Your Property
When you carry homeowner’s or renter’s insurance, it should provide coverage for the losses you faced because of the wildfire, including the funds you need to rebuild property, replace lost items, and put your life back together. Your insurance policy may also cover things like temporary lodging and even increased transportation costs. However, without a strong, committed lawyer on your side, you may miss out on essential elements of that coverage, leaving you financially struggling on your own.
Filing a Wildfire NegligenceClaim
While some wildfires are acts of nature, others are caused by human error or negligence. When someone’s negligence causes a wildfire, victims of the fire may have the right to file a claim against that person or entity. Common examples include:
- Arsonists purposely setting a fire
- Negligence that leads to a wildfire (failing to put out or secure a campfire; setting off fireworks in a dangerous location)
- Utility companies that fail to properly maintain their equipment
- Government entities that fail to properly maintain public land, leading to increased fire risk
- Property owners who do not take adequate fire safety precautions, causing fires to spread through their property and beyond
Identifying the party that bears liability for a wildfire will prove crucial. Families who suffered severe damages in the fire need to recover compensation for their losses, and the liable party may end up paying out many of those damages. At Will Ferguson & Associates, our Rio Rancho attorneys will conduct an extensive investigation into all the details of the wildfire incident and identify whether any entity bears liability.
Compensation for Wildfire Damage
When a liable party in a wildfire is identified, victims who suffered damage can seek compensation for their losses. Claims can include compensation for:
- Medical costs from fire injuries
- Anticipated future medical costs for ongoing medical care
- Lost wages and lost earning potential directly related to the fire
- Property damage, including loss of real estate or business property
- Pain and suffering
Including all those damages as part of your claim is essential. You do not want to miss out on compensation you would otherwise deserve, but there are some lawyers who are too inexperienced or will accept a quick settlement for easy money. With us, you will have someone in your corner who identifies every loss you may be entitled to, and does not accept lowball offers. You need to be compensated for every loss you have, both now and in the future.
Contact Our Rio Rancho Wildfire Attorneys for High-Quality Representation
Rebuilding your life after a wildfire requires extensive compensation and coverage. Unfortunately, after those large disasters, insurance companies may not come through with the compensation you expect. When your life is turned upside-down, put your case in the hands of a Rio Rancho wildfire lawyer who has the experience and tools necessary to maximize your compensation. Will Ferguson & Associates knows the law, knows your rights, and will provide the best representation you can find. Contact us today for your free consultation.
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